Kathmandu District Rate 2081/82 (काठमाडौँ जिल्ला दर रेट २०८०।८१)

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Kathmandu District Rate 2081/82 (काठमाडौँ जिल्ला दर रेट २०८०।८१)  Download    

Jilla Dar rate 2081-82

Jilla dar rate 2081-2082 

District Rates of All District 2080/81 (जिल्ला दर रेट २०८०/८१)

Mutual Fund

    

Know about mutual funds

Mutual funds are the financial funds that offer individual investors the opportunity to accumulate their money together and invest in stocks, bonds and other investments "mutually”. Being a mutual fund investor, anyone doesn't  directly own the stock  but share equally in the gains or losses of the fund’s total holdings.

Features of a mutual fund:

• The funds are run by professional finance managers who are responsible for the investment of the money in various securities with the purpose of earning best return from the investment.
• They are traded at their closing net asset value.
• Any investor is eligible to share all profit and loss from the mutual investment.
• They offer a systematic way with wide variety of investment styles.

Types of Mutual Fund

There are two types of Mutual Funds:

• Open-Ended Mutual Fund
• Closed-Ended Mutual Fund

Open-Ended Mutual Fund

An open-ended mutual fund is the fund whose units are issued directly to investors based on the fund’s net asset value (NAV) that is calculated on daily basis. They have no fixed  maturity date. Investors can easily purchase and sell the units with the fund management company of the transaction days NAV value. Open Ended mutual funds offer SIP (Systematic Investement Plan)

Close-Ended Mutual Fund

A Close-ended mutual fund is the fund that has a fixed maturity period and are traded in stock market. The maturity time of the funds is generally between 3-15 years. The share units of these mutual funds can be subscribed initially during the initial public offering and then can be bought and sold in stock exchange like other shares according to the demand and supply of the units.

 

Types of Mutual Fund

There are two types of Mutual Funds:

• Open-Ended Mutual Fund
• Closed-Ended Mutual Fund

Open-Ended Mutual Fund

An open-ended mutual fund is the fund whose units are issued directly to investors based on the fund’s net asset value (NAV) that is calculated on daily basis. They have no fixed  maturity date. Investors can easily purchase and sell the units with the fund management company of the transaction days NAV value. Open ended mutual funds offer SIP, through which one can invest a certain amount monthly, quarterly or yearly.

Close-Ended Mutual Fund

A Close-ended mutual fund is the fund that has a fixed maturity period and are traded in stock market. The maturity time of the funds is generally between 3-15 years. The share units of these mutual funds can be subscribed initially during the initial public offering and then can be bought and sold in stock exchange like other shares according to the demand and supply of the units.

Investing in Mutual Funds

  

What is a mutual fund?

Mutual funds offer investors the opportunity to group their money together and buy stocks, bonds and other investments "mutually” to invest in a common objective, such as generate current income or seek long-term growth. As a mutual fund investor, you don’t directly own the stock in the companies the fund purchases but share equally in the profits or losses of the fund’s total holdings – another reason they’re called “mutual funds.”

Other Key Characteristics:     

·        They’re run by professional money managers who decide which securities to buy (stocks, bonds, etc.) and when to sell them, with the goal of giving you the best return on your investment.

·        They typically have low minimum investments and are traded only once per day at the closing net asset value.

·        You get exposure to all the investments in the fund, and any income or losses they generate.

·        They offer a wide variety of investment strategies and styles.

Types of Mutual Fund

There are two types of Mutual Funds:

·     Open-Ended Mutual Fund

·     Closed-Ended Mutual Fund

What is an Open-Ended Mutual Fund?

An open-ended mutual fund refers to a mutual fund that issues directly to investors and redeems them, based on the fund’s net asset value (NAV), which is computed daily. Open-ended mutual fund has no fixed maturity date and is perpetual in nature. They are highly liquid in nature as investors can conveniently purchase and sell units at NAV. Open Ended mutual funds offer SIP (Systematic Investement Plan)

What is a Close-Ended Mutual Fund?

Close-ended mutual funds are funds that have a fixed maturity period, generally between 3-15 years. The share units of these mutual funds can be subscribed initially during the New Fund Offer (NFO) and then can be bought and sold in stock exchange like company shares, subject to demand and supply of the shares. 

Why invest in mutual funds?

They are popular for many reasons, including:

Diversification

Mutual funds give you an efficient way to diversity your portfolio without having to select individual stocks or bonds and they cover most major asset classes (groupings of similar investments such as stocks, bonds, and real estate) and sectors (specific segments of the economy such as consumer staples, energy, health care, etc.)

Professional management

Fund managers have extensive knowledge that helps them make investment decisions. A manager may adjust the portfolio mix based on changes in market conditions or a company's performance to help the fund achieve its stated objective.

Convenience

You can buy or sell your fund shares on any business day, automatically reinvest the dividends and capital gains distributions and exchange funds within a fund family without fees.

Transparency

Mutual funds are subject to industry regulation to ensure accountability and fairness. And you can see the underlying investments (stocks, bonds, cash, etc.) in each fund’s portfolio – either online or via the fund’s prospectus.